Over the past month, we’ve been focused on performance improvements across all platforms. The team has also been hard at work continuing to develop the Money Assistant.

Improvements

iOS 

Rollovers compute much fasterx and amounts stay accurate instead of going stale after changes. Recurring transactions also update quicker, so your edits take effect right away.

Web

Speed improvements have landed on the web platform so pages load and respond faster. Numbers are now consistent across platforms, so what you see on web matches iOS, iPadOS, and macOS.

Money Assistant (in beta)

The Money Assistant can create, update, and delete categories, budgets, transactions, recurring transactions, and rules. It surfaces proactive suggestions on its own, like category recommendations and budget tweaks, and you can dismiss, approve, or dig into any suggestion further. In addition, charts now appear right in conversation to help bring those suggestions and insights to life.

The launcher also includes context, giving the assistant a better sense of what you're looking at when you start a conversation. Plus, you can fine-tune the assistant’s features from Settings. 

MCP (in beta)

The list of what our MCP can reference has expanded to include categories, transactions, monthly spend and income, recurrings, and tags. If you have beta access, you can get answers about your budgets and accounts right in your favorite AI tool, without switching apps.

We rebuilt split transactions from the ground up for the Web app.

Split a transaction equally to divide the amount automatically, or customize the split by dollar amount or percentage. Shortcuts make it easy to split into multiple transactions, or quickly spread a transaction across 3, 6, or 12 months. The new split icon makes it easy to see which transactions have been divided, and the original un-split amount is always on record so you have the full picture.

A new split experience, now on Web. The classic split transaction experience is available on iOS, macOS, and iPadOS. Learn more.

We believe your financial data should work where you do, so we’re building an MCP. Now available in beta, it connects Copilot Money securely and directly to top AI tools. Get answers about your spending, budgets, and accounts without switching apps or copying numbers around.

This is the first step toward something bigger: your financial data, available for the tools and workflows you already use. Read-only to start, and tested for Claude, ChatGPT, and Codex CLI. Sign up for the beta waitlist here.

Managing money well is a constant job, and life doesn't stop to let you do it. Meet: your personal money assistant — a proactive sidekick that keeps an eye on your finances, connects the dots, and surfaces what matters — before you have to go looking for it. It goes beyond chat, something closer to having a financially sharp friend who never stops paying attention.

We've been thoughtful about how this fits into the app you know and love, designed to feel like it’s a natural extension of the Copilot Money experience. It’s working for you, from speaking in the tone you prefer to checking for approval before any edits. Nothing happens without your say-so. Learn more.

If you want to be among the first to try it and help shape where it goes, sign up for the beta waitlist.

This month, the Web team has been expanding platform support, improving load times, and polishing everyday interactions. Here are the highlights!

Accounts

• Crypto Exchange Support: You can now link supported crypto exchanges directly from the web app, bringing your full financial picture into one place. Learn more about our crypto support here.

• Faster Account Loading: The Accounts tab now loads significantly faster, even when you have a large number of accounts connected.

• Zillow Account Names: We updated how Zillow account names appear on Web, so they're now consistent across all your devices.

Transactions & Editing

• Bulk Edit Stability: Fixed an issue where some bulk-selected transactions would become deselected after making an edit — your selections now stay intact throughout the process.

Navigation & Layout

• Side Panel Refresh: The side panel is now wider and opens without pre-selecting content on a tab, so you always start with a clean slate.

You can now add an extra layer of security to your account and device access by enabling two-factor authentication. Once enabled, 2FA applies to your logins and sensitive account management actions, including account deletion and global session revocation.

• Configuration: You can set up 2FA directly from your Settings menu.

• Supported Methods: Copilot Money currently supports 2FA via authenticator app. Learn more about authenticator apps here.

• Global Sign-out: A new option in your Settings section allows you to log out of active sessions on all your devices with one click.

2FA is available on iOS, Web, and Mac.