Copilot vs Mint
Is Copilot Money Better Than Mint?
For a lot of people, Mint was the first time budgeting actually made sense. When Mint shut down in 2024, Intuit pointed users toward Credit Karma, which was never built to be a budgeting app the way Mint was. So a lot of that loyal user base has been looking for the right replacement since.
If you're still searching for a replacement, there's no shortage of options. But we'll say it plainly: Copilot Money is the best Mint replacement out there. We hear from a lot of former Mint users who land here and stay. As one App Store reviewer put it: "Made the jump from Mint years ago and never looked back. Run, don't walk."
Copilot Money brings your entire financial life into one app, automatically categorizes your spending to kill the busywork, and is designed to make managing money something you actually enjoy. Mint gave you a snapshot of your spending. Copilot Money gives you that same effortless view, plus automatic categorization, investment and crypto tracking, and an app that's still actively built and supported today.
Is Copilot Money a Good Mint Replacement?
Copilot Money is for former Mint users who want that same all-in-one view of spending, budgets, and net worth, but with in-depth tracking for investments, crypto, and real estate that Mint never had. If what you miss about Mint is the free price tag rather than the experience itself, that's worth knowing upfront: Copilot Money is a paid subscription, with no ads. Most Copilot Money users discover over $170 in recurring charges they forgot about, which is enough on its own to cover the cost. As one user put it: "This thing pays for itself within a month, and the peace of mind it brings me is insane."
Does Copilot Money Sell my Financial Data or Show Ads Like Mint Did?
Mint was free, but that came with trade-offs: an interface with ads and partner offers, and data shared with third parties to market financial products like loans and credit cards. That business model is a big part of why Intuit eventually walked away from it entirely. Copilot Money never sells your financial data. Pricing is transparent: $95/year ($13/month) with a full month free to try it out. That subscription funds a passionate team that's building the app forward.
How Does Copilot Money Categorize Transactions Compared to Mint?
Like Mint, Copilot Money gives you one place to see your spending by pulling in all of your bank accounts into one view. The difference is how much less work it takes to get there: instead of manual rules for sorting transactions the way Mint worked, Copilot Money's Intelligence engine learns your habits and categorizes new transactions automatically, so your budget stays accurate without you managing rules by hand. On top of that, it surfaces recurring subscriptions and flags unusual spending as it happens, catching things you'd likely miss sorting transactions yourself.
Is Copilot Money Available on Mac and Web Like Mint Was?
Mint helped make budgeting mainstream, but its design was outdated. Copilot Money was built natively for Apple platforms from day one with design at the center of every decision. This means your money is simple to understand at a glance. Apple named Copilot Money an Apple Design Award finalist and is the only personal finance app to win an App Store Editor's Choice.
And if you're not an Apple user, you're not left out. Copilot Money on the Web was built from scratch with the same design, speed, and attention to detail.
Is Copilot Money Still Being Actively Developed?
Mint's shutdown left a lot of people searching for a replacement on short notice. Copilot Money is an independent, actively developed app. Your subscription funds a team that's still improving the product. We actively ship new features and updates, as seen on our public Dispatch page. You can also reach out to our Support team directly with feature requests.
Copilot Money is a paid ($95/year), ad-free budgeting app with automatic categorization, investment tracking, and native Apple apps, built for former Mint users who want more than Credit Karma offers.
Ready to get started? Start your free trial today.
FAQs
Can I switch from Mint to Copilot Money?
Yes, and it's easier than you'd think. Connect your accounts and Copilot Intelligence automatically categorizes your spending from the start, so you're not manually rebuilding your budget from scratch. Mint is no longer active, so there's no direct transaction import from the app itself, but most former Mint users find Copilot Money feels familiar within the first few days.
Can I try Copilot Money before connecting my accounts?
Yes. Copilot Money's Demo Mode lets you explore the full app with sample data before you link a single account.
Is Copilot Money free, like Mint was?
No. Copilot Money is $95/year ($13/month), with a full month free to try it. Mint was free because it was ad-supported, and that business model is part of why it no longer exists. Copilot Money's subscription funds ongoing development instead of ads and partner offers.
What happened to Mint?
Intuit shut Mint down in 2024 and directed users to Credit Karma. However, Credit Karma doesn't offer Mint's budgeting tools. Many former Mint users have since switched to other budgeting apps like Copilot Money.
Is Credit Karma a good replacement for Mint's budgeting features?
Credit Karma was never designed as a budgeting app and doesn't offer the spending tracking, categorization, or budget management tools that made Mint popular. Former Mint users typically need a dedicated budgeting app instead.
What is the best budgeting app to replace Mint?
Copilot Money is a strong Mint replacement for users who value the all-in-one spending view. It offers automatic transaction categorization, investment and crypto tracking: all without ads or data selling, for $95/year.
Gain peace of mind
Welcome to Copilot Money, the money app that just works.
