Dec 15, 2025

Copilot Intelligence for Spending

Introducing Copilot Intelligence for Spending. This new AI system uses Machine Learning to better predict spending categories for new transactions based on transactions users have reviewed in the past.

In case the prediction isn't correct, Copilot Intelligence surfaces the top two guesses at the front of the list to make it easy to re-categorize the transaction.

We built this in-house and with privacy in mind. Each Copilot user gets their own AI model, so all you have to do to make it even smarter is to review your transactions and make sure things are categorized correctly.

Introducing Copilot Intelligence for Spending. This new AI system uses Machine Learning to better predict spending categories for new transactions based on transactions users have reviewed in the past.

In case the prediction isn't correct, Copilot Intelligence surfaces the top two guesses at the front of the list to make it easy to re-categorize the transaction.

We built this in-house and with privacy in mind. Each Copilot user gets their own AI model, so all you have to do to make it even smarter is to review your transactions and make sure things are categorized correctly.

© Copyright 2025 Copilot Money, Inc.

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Baby

Date night

Hiking

Home

wedding

Dancing

Groceries

© Copyright 2025 Copilot Money, Inc.

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Baby

Date night

Hiking

Home

wedding

Dancing

Groceries

© Copyright 2025 Copilot Money, Inc.

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Baby

Date night

Hiking

Home

wedding

Dancing

Groceries